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ISBN: 9798893030082
Publishing: January 7, 2025
Price: $19.99 US / $25.99 CAN
Trade Paperback: 320 pages
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Money on Your Mind
The Unconscious Beliefs That Sabotage Your Financial Well-Being—and How to Break Free
by Vicky Reynal
 

Discover how your thoughts, emotions, and past experiences shape your money habits—and find your way to financial freedom.

Do you overspend or make impulse purchases you regret later?
Do you never feel like enough money is enough?
Do you hide purchases from your partner?
Do you spend extravagantly on others to win their approval?
Do you resist spending money even on things you know you need?

One of your most important relationships is the one you have with money, yet you may not be aware of the complex web of emotions and past experiences that are really driving your money habits.

Money on Your Mind helps you unpack these psychological hurdles and start making better financial choices. Through a mix of case studies, client stories, and her expertise in psychotherapy, financial psychotherapist Vicky Reynal reveals how an emotionally absent parent can result in comfort shopping, how bullying in school can lead to overspending, how absorbing a parent’s lack of boundaries can interfere with making rational financial decisions, and much more. Then, she helps you shift those ingrained attitudes and beliefs so you can stop falling into the same old spend-ing traps. You’ll learn to:

  • Recognize your spending triggers
  • Let go of a scarcity mindset
  • Free yourself of spending anxiety
  • Take control over your money habits

With a better understanding of the root causes of your money struggles, a more secure financial future is possible.

“Money isn’t just a tool to pay for needs and wants, it’s a repository for a host of emotions including shame, doubt, and fear. Getting a handle on out-of-control spending, mounting debt, and other unhealthy ways of managing finances means first identifying the internal barriers to financial freedom. . . . In a time of finance bro podcasters shouting about fiscal domination [Reynal] offers kinder, gentler advice that’s focused on banishing self-blame and setting human-size goals.”Publisher’s Weekly

Money on Your Mind is essential reading for anyone who has ever earned, spent, or saved money. As a financial psychotherapist, Reynal explains how the experiences we had yesterday shape our relationships with money today, and how we can improve our interactions not just with money but also with the partners and loved ones who share our financial resources and shape our financial decisions. Highly recommended.”—Adam Alter, New York Times–bestselling author of IrresistibleAnatomy of a Breakthrough, and Drunk Tank Pink

“Our relationship with money runs deeper than we think, and Vicky Reynal is uniquely able to bring together real-life stories and research to show us just how deep our issues with money can go. She also offers tangible steps for improving your relationship with money now and into the future.”—Jessica Moorhouse, author of Everything but Money and host of the More Money podcast

“As a Financial Times journalist, I have long been a fan of Vicky’s work as a therapist, and how she’s able to unlock deep-seated emotional problems with money that can hold us back in ways we simply don’t realise. In this intriguing book, Vicky leads her readers on an incredible voyage of financial self-discovery with plenty of ‘aha’ moments about how we could make more mindful choices with our money. Think of this as financial therapy with feeling.”—Claer Barrett, Financial Times

“In Money on Your Mind, Vicky Reynal shares a clear and substantiated roadmap for the reader who wants to not only improve their finances, but also better understand their financial life. The relatable stories she shares will help readers create strategies to build financial wellness and a healthy relationship with money. This one is a keeper!”—Bobbi Rebell, CFP, founder of Financial Wellness Strategies and author of Launching Financial Grownups

“This book is a must-read for anyone struggling to overcome unhelpful money habits, and especially for anyone in an intimate relationship since money continues to a be top stressor for couples. I wish I had read this book when I was first married; it would have saved years of financially driven anguish and confusion.”—Ed Coambs, former president of the Financial Therapy Association and host of the Healthy Love and Money podcast

“Vicky offers a clear understanding of common, and some less obvious, financial issues with her insightful exploration of our complex relationship with money.”―Michael Aitken, founder and chairman of Magus Wealth and author of The Levelheaded Investor

Vicky Reynal, MBA, is a psychotherapist in private practice and runs her own clinic specializing in financial therapy, working with clients internationally. She has been featured in the Financial Times, Daily Mail, Good Housekeeping, The Telegraph, and Women’s Health. Her focus on financial therapy grew organically after completing her MBA as well as post-graduate studies in psychodynamic psychotherapy. She lives in London.